Listing Provided Courtesy of Century 21 Sunbelt Realty
Situated on the northwestern point of Useppa Island, “Whelk Cottage” is a 2-bedroom, 2.5-bath townhome offering a warm ambiance with spectacular west-facing waterfront views. Once inside, your attention is drawn to the breathtaking waterscape stretching across the Intracoastal Waterway, where nightly sunsets provide a constant reminder that you are within a true Florida paradise. The shoreline is framed by mangroves, with surrounding tropical greenery reminiscent of the world’s most sought-after island destinations. For lovers of wildlife, the setting is exceptional, with frequent sightings of dolphins, manatees and fish in the surrounding waters. Bird enthusiasts will delight in the abundance of wading birds, songbirds, and birds of prey that call the island home. Whelk Cottage offers an authentic and immersive Florida island lifestyle.
The villa features two en-suite bedrooms on the main living level, each with convenient access to outdoor space. The western bedroom serves as the primary suite and includes a spacious bath with dual sinks, a large tiled shower, and a walk-in closet. Impact-rated French doors open to a screened porch overlooking the water to the west, offering a more private setting to soak in the pristine views. The eastern bedroom is currently utilized as a den, complete with a full bath and ample closet storage. It offers direct access to an open wrap-around deck surrounded by verdant palms and tropical plantings, creating a tranquil setting of lush greenery.
The upper level is dedicated entirely to the living and dining areas, where the cottage’s most spectacular elevated water views are fully showcased. Its classic island finishes include crisp whites with splashes of tropical color and warm natural wood details throughout. The kitchen is well suited for everything from intimate dinners for two to entertaining guests for a sunset gathering. The living room features a vaulted wood-beam ceiling that adds warmth and character to the space, while a gas fireplace enhances the inviting atmosphere. Few experiences compare to enjoying a cool winter evening on a Florida island with a fire glowing indoors and expansive waterfront views just beyond the windows.
For the past 30 years, Whelk Cottage has been lovingly maintained as a full-time residence and treasured family retreat. Continuous care and thoughtful updates include a new roof (2023), impact-rated windows and doors, roll-down hurricane screens (2024), HVAC system (2024), and water heater (2024). Its location on the northwestern tip of Useppa Island provides a peaceful setting with world-class views while remaining conveniently close to dockage at the Useppa Marina. Ownership includes the deeded right to dock a boat up to 24 feet in length at the marina, a valuable amenity that further enhances the island lifestyle. “Whelk Cottage” offers an opportunity to own a well-maintained and appointed waterfront retreat within one of Florida’s most exclusive island communities.
The villa features two en-suite bedrooms on the main living level, each with convenient access to outdoor space. The western bedroom serves as the primary suite and includes a spacious bath with dual sinks, a large tiled shower, and a walk-in closet. Impact-rated French doors open to a screened porch overlooking the water to the west, offering a more private setting to soak in the pristine views. The eastern bedroom is currently utilized as a den, complete with a full bath and ample closet storage. It offers direct access to an open wrap-around deck surrounded by verdant palms and tropical plantings, creating a tranquil setting of lush greenery.
The upper level is dedicated entirely to the living and dining areas, where the cottage’s most spectacular elevated water views are fully showcased. Its classic island finishes include crisp whites with splashes of tropical color and warm natural wood details throughout. The kitchen is well suited for everything from intimate dinners for two to entertaining guests for a sunset gathering. The living room features a vaulted wood-beam ceiling that adds warmth and character to the space, while a gas fireplace enhances the inviting atmosphere. Few experiences compare to enjoying a cool winter evening on a Florida island with a fire glowing indoors and expansive waterfront views just beyond the windows.
For the past 30 years, Whelk Cottage has been lovingly maintained as a full-time residence and treasured family retreat. Continuous care and thoughtful updates include a new roof (2023), impact-rated windows and doors, roll-down hurricane screens (2024), HVAC system (2024), and water heater (2024). Its location on the northwestern tip of Useppa Island provides a peaceful setting with world-class views while remaining conveniently close to dockage at the Useppa Marina. Ownership includes the deeded right to dock a boat up to 24 feet in length at the marina, a valuable amenity that further enhances the island lifestyle. “Whelk Cottage” offers an opportunity to own a well-maintained and appointed waterfront retreat within one of Florida’s most exclusive island communities.
Property Details
Price:
$950,000
MLS #:
2026025926
Status:
Active
Beds:
2
Baths:
2.5
Type:
Villa – Attached
Subtype:
Villa Attached
Subdivision:
USEPPA ISLAND
Neighborhood:
useppaisland
Listed Date:
Jun 17, 2026
Finished Sq Ft:
1,478
Total Sq Ft:
2,054
Lot Size:
3,659 sqft / 0.08 acres (approx)
Year Built:
1980
See this Listing
Schools
Interior
Appliances
Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Freezer, Self Cleaning Oven, Washer
Bathrooms
2 Full Bathrooms, 1 Half Bathroom
Cooling
Central Electric, Zoned
Flooring
Tile, Wood
Heating
Central Electric, Zoned
Interior Features
Built-In Cabinets, Exclusions, Fireplace, French Doors, Vaulted Ceiling(s), Window Coverings
Laundry Features
Laundry in Residence
Levels
2
Exterior
Architectural Style
Two Story, Duplex, Villa Attached
Association Amenities
Bike And Jog Path, Bocce Court, Community Boat Slip, Pool, Spa/Hot Tub, Fitness Center, Streetlight, Tennis Court(s), Underground Utility, Marina, Pickleball, Private Membership, Restaurant, See Remarks
Community Features
Pool, Fitness Center, Street Lights, Tennis Court(s), Restaurant
Construction Materials
Wood Frame, Vinyl Siding
Exterior Features
Balcony, Open Porch/Lanai, Screened Balcony, Screened Lanai/Porch
Lot Features
Across From Waterfront
Other Structures
Tennis Court(s)
Patio And Porch Features
Deck, Patio
Roof
Metal
Spa Features
Community
View
Basin, Bay, Mangroves, Water
Waterfront Features
None
Window Features
Window Coverings
Financial
HOA Fee
$25,176
Tax Year
2025
Taxes
$5,360
Map
Community
- Address123 Unit B USEPPA ISLAND FL
- SubdivisionUSEPPA ISLAND
- CityUSEPPA ISLAND
- CountyLee
- Zip Code33921
Subdivisions in USEPPA ISLAND
Market Summary
Current real estate data for Villa – Attached in USEPPA ISLAND as of Jul 28, 2026
4
Villa – Attached Listed
96
Avg DOM
697
Avg $ / SqFt
$1,064,975
Avg List Price
Property Summary
- Located in the USEPPA ISLAND subdivision, 123 Unit B USEPPA ISLAND FL is a Villa – Attached for sale in USEPPA ISLAND, FL, 33921. It is listed for $950,000 and features 2 beds, 3 baths, and has approximately 1,478 square feet of living space, and was originally constructed in 1980. The current price per square foot is $643. The average price per square foot for Villa – Attached listings in USEPPA ISLAND is $697. The average listing price for Villa – Attached in USEPPA ISLAND is $1,064,975. To schedule a showing of MLS#2026025926 at 123 Unit B in USEPPA ISLAND, FL, contact your Century 21 Carioti agent at 2392986550.
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